1. General Liability Insurance: Protects businesses from claims of bodily injury, property damage, and personal injury. It covers legal costs and settlements.

2. Commercial Property Insurance: Provides coverage for buildings, equipment, inventory, and other physical assets in the event of damage or loss due to fire, theft, vandalism, or other covered perils.

3. Commercial Auto Insurance: Covers vehicles used for business purposes, including liability, collision, and comprehensive coverage.

4. Workers’ Compensation Insurance: Provides benefits to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages.

5. Professional Liability Insurance (Errors and Omissions Insurance): Protects professionals from claims of negligence or errors and omissions in their work, such as lawyers, doctors, consultants, and architects.

6. Product Liability Insurance: Covers businesses against claims related to defective products that cause injury or damage to consumers.

7. Cyber Liability Insurance: Protects against losses resulting from data breaches, cyberattacks, and other cyber-related incidents.

8. Directors and Officers (D&O) Insurance: Provides protection to directors and officers of a company from personal liability in cases of alleged wrongdoing or mismanagement.

9. Employment Practices Liability Insurance (EPLI): Protects against claims of wrongful termination, discrimination, harassment, and other employment-related issues.

10. Business Interruption Insurance: Helps businesses recover lost income and cover ongoing expenses in the event of a covered incident that disrupts operations.

11. Commercial Umbrella Insurance: Offers additional liability coverage beyond the limits of other primary liability policies.

12. Inland Marine Insurance: Covers the transport of goods and materials over land and can include coverage for property in transit or at temporary storage locations.

13. Cargo Insurance: Provides coverage for damage or loss of goods while in transit, whether by land, sea, or air.

14. Builder’s Risk Insurance: Protects construction projects and the materials, equipment, and structures involved from damage or loss during construction.

15. Business Owners Policy (BOP): Bundles various types of coverage (e.g., property, liability, business interruption) into a single policy for small and medium-sized businesses.

16. Specialty Insurance (e.g., Restaurant, Brewery, Gym): Tailored insurance policies designed to meet the unique needs and risks of specific industries.

17. Environmental Liability Insurance: Covers costs associated with pollution cleanup and damage claims resulting from environmental incidents.

18. Marine Insurance: Protects against losses related to the transportation of goods by sea, including cargo, hull, and liability coverage.

19. Surety Bonds: Provides financial guarantees that a business will fulfill contractual obligations, often required for contractors and construction projects.

20. Commercial Crime Insurance: Protects against losses due to employee dishonesty, theft, embezzlement, or fraud.