Protects businesses from claims of bodily injury, property damage, and personal injury. It covers legal costs and settlements.
Commercial Property Insurance
Provides coverage for buildings, equipment, inventory, and other physical assets in the event of damage or loss due to fire, theft, vandalism, or other covered perils.
Commercial Auto Insurance
Covers vehicles used for business purposes, including liability, collision, and comprehensive coverage.
Workers Compensation Insurance
Provides benefits to employees who suffer work-related injuries or illnesses, covering medical expenses and lost wages.
Professional Liability Insurance (Errors and Omissions Insurance)
Protects professionals from claims of negligence or errors and omissions in their work, such as lawyers, doctors, consultants, and architects.
Product Liability Insurance
Covers businesses against claims related to defective products that cause injury or damage to consumers.
Cyber Liability Insurance
Protects against losses resulting from data breaches, cyberattacks, and other cyber-related incidents.
Directors and Officers (D&O) Insurance
Provides protection to directors and officers of a company from personal liability in cases of alleged wrongdoing or mismanagement.
Employment Practices Liability Insurance (EPLI)
Protects against claims of wrongful termination, discrimination, harassment, and other employment-related issues.
Business Interruption Insurance
Helps businesses recover lost income and cover ongoing expenses in the event of a covered incident that disrupts operations.
Commercial Umbrella Insurance
Offers additional liability coverage beyond the limits of other primary liability policies.
Inland Marine Insurance
Covers the transport of goods and materials over land and can include coverage for property in transit or at temporary storage locations.
Cargo Insurance
Provides coverage for damage or loss of goods while in transit, whether by land, sea, or air.
Builder's Risk Insurance
Protects construction projects and the materials, equipment, and structures involved from damage or loss during construction.
Business Owners Policy (BOP)
Bundles various types of coverage (e.g., property, liability, business interruption) into a single policy for small and medium-sized businesses.